GHASSAN RAWASHDEH

Branch Manager

Glasgow, United Kingdom

Profile summary

Dynamic senior operations leader with 15+ years' experience in financial services and corporate management. Expert in driving performance, reducing risk, and leading high-performing teams to exceed KPIs. Proven track record in debt recovery, compliance, and customer-centric service, delivering measurable results including 15% bad debt reduction and £100k debt recovery.

Career highlights

Championed Interdepartmental 'One Best Way': As Centre Manager at The Change Group, I championed cross-department methods and feedback to promote a unified 'One Best Way' approach in practices and services across the group, fostering cohesion and understanding.

Reduced Complaint Escalations: Reduced complaint escalations by 30% through empathetic resolution strategies and team upscaling.

Improved Individual Recovery Rates: Improved individual recovery rates by 20% via coaching and knowledge testing.

Key skills

Skills
Project ManagementLeadershipCommunicationCustomer ServiceFinancial AccuracyRisk ReviewAccount ReconciliationTeam / Department ManagementManagement – CoachingPerformance ReviewsWellbeing & EngagementDebt Recovery & Collections – SLA ComplianceDispute ResolutionOperational Excellence – Process ImprovementKPI MonitoringRegulatory Compliance – FCA StandardsGDPRCustomer-Centric Culture – Complaint ResolutionQuality AssuranceDevelopment of Marketing PlansStakeholder Management SkillsDigital Banking ProficiencyData Analysis & InterpretationChange ManagementStrategic Thinking & PlanningCybersecurity Awareness

Professional experience

Branch ManagerNov 2023 - Present
The Change Group | Glasgow

• Direct all operational aspects including distribution operations, customer service, human resources, administration and sales. • Assess local market conditions and identify current and prospective sales opportunities. • Develop forecasts, financial goals and business plans. • Meet goals and metrics. • Manage budget and allocate funds appropriately. • Bring out the best of branch's personnel by providing training, coaching, development and motivation. • Training the team on implementing the customer always comes first despite the situation. • Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities. • Managing and developing the team performance to help them achieve both professional and personal goals throughout, 1-2-1's, personal developing plans and KPIs. • Managing and securing both team and customer records on site adhering to UK GDPR regulations. • Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs. • Address customer and employee satisfaction issues promptly. • Adhere to high ethical standards and follow all regulations/applicable laws. • Network to improve the presence and reputation of the branch and company. • Stay abreast of competing markets and provide reports on market movement and penetration. • Championed cross department methods and feedback to promote one best way outlook in practices and services across the group. • Managing operations including stock delivery attrition ATM services and staff rostering. • Managing and reconciliation of suppliers' accounts.

  • Direct all operational aspects including distribution operations, customer service, human resources, administration and sales.
  • Assess local market conditions and identify current and prospective sales opportunities.
  • Develop forecasts, financial goals and business plans.
  • Meet goals and metrics.
  • Manage budget and allocate funds appropriately.
Team LeaderOct 2022 - Nov 2023
Wescot Credit Services Financial Difficulties, Lloyds Banking Group campaign | Glasgow

• Managing a team of 12-15 agents in debt recovery, achieving 95% SLA compliance. • Reduced complaint escalations by 30% through empathetic resolution strategies, upscaling the team, taking ownership and right first-time approach. • Improved individual recovery rates by 20% via weekly 1-2-1's coaching and knowledge testing the team. • Managed HR case implementing corrective plans that cut attrition by 15%, improved performance and team confidence in the company and management. • Approving and tailoring collection plans to match our customer needs to help them back to financial health with an emphasis on vulnerabilities and doing the right thing for our customers/business. • Holding regular team feedback reviews to benefit from their experience and their voice is heard. • Completing quality checks to calls per team member per week to ensure high standards are maintained.

  • Managing a team of 12-15 agents in debt recovery, achieving 95% SLA compliance.
  • Reduced complaint escalations by 30% through empathetic resolution strategies, upscaling the team, taking ownership and right first-time approach.
  • Improved individual recovery rates by 20% via weekly 1-2-1's coaching and knowledge testing the team.
  • Managed HR case implementing corrective plans that cut attrition by 15%, improved performance and team confidence in the company and management.
  • Approving and tailoring collection plans to match our customer needs to help them back to financial health with an emphasis on vulnerabilities and doing the right thing for our customers/business.
General ManagerJun 2014 - Dec 2021
Sama Calibration and Qualifications LTD | Amman, Jordan

• Overseeing and supporting the businesses daily operations. • Managing compliance and service levels to achieve business targets. • Developing process and best practices to increase profit and client satisfaction. • Introduction of customer survey to increase customer satisfaction and develop new business opportunities. • Risk assessment to ensure compliance with governing bodies. • Incorporate best practices throughout the business, derived from individual and departmental achievements. • Maintain internal culture, throughout a can-do attitude and rewarding great service and performance. • Week/monthly/quarterly meetings and 1-2-1's, to increase and support business performance. • Leading the rollout of all new communications and briefings in a positive and informative manner. • Providing and supporting staff and managers development via coaching mentoring systems. • Reporting to shareholders, ensuring buy in and understanding. • Promoting a positive attitude-toward the company's goals and targets. • Designing overall strategy and setting goals for growth. • Making sure proper security procedures are in place to protect employees, guests, and company assets. • Supporting the HR department in coordinating and managing the recruitment and selection process. • Ensuring sound financial management and adherence to expenditure and income targets.

  • Overseeing and supporting the businesses daily operations.
  • Managing compliance and service levels to achieve business targets.
  • Developing process and best practices to increase profit and client satisfaction.
  • Introduction of customer survey to increase customer satisfaction and develop new business opportunities.
  • Risk assessment to ensure compliance with governing bodies.
Centre Manager - Relationship support team, Business BankingJun 2012 - Jun 2014
Lloyds Banking Group

• Managing a team of 12 assistant Relationship Managers and Assistant Relationship Directors. • Managing stakeholder's relationships. Ensuring that we are meeting and exceeding their expectations. • Monitoring KPIs to ensure team success. • Coaching and developing team members throughout training and 1-2-1 coaching session. • Managing and supporting the department HR requirements. • Managing departments budget. • Taking on projects assigned by head of function to support the wider RST vision in cross function activities. • Quarterly reporting to senior management on results. • Ensuring the completion of Annual Credit Reports within the time scales to follow anti-money laundering requirements. KYC, KYB. • Ensuring the department meets and passes regulatory audits by the Financial Conduct Authority. Green Audit achieved. • Reviewing and maintaining compliance requirements in line with Banking Governing bodies resulting in a Green Audit with the FCA.

  • Managing a team of 12 assistant Relationship Managers and Assistant Relationship Directors.
  • Managing stakeholder's relationships. Ensuring that we are meeting and exceeding their expectations.
  • Monitoring KPIs to ensure team success.
  • Coaching and developing team members throughout training and 1-2-1 coaching session.
  • Managing and supporting the department HR requirements.
Telephone Banking, Team ManagerJun 2010 - Jun 2012
Lloyds Banking Group | Glasgow

• Generated Key Performance Indicator reporting to drive better performance. • Managed complaints with calm, clear communication, and problem solving. • Thrive in a fast-paced-environment with energy and enthusiasm. • Engage with stakeholders to build relationships and brand awareness. • Drove operational improvements to secure cost savings and improve profit margins. • Prepared range of written communications, documents, and reports. • Collaborated with team members to achieve target results. • Coaching and training new and current team members to achieve the sales & service targets.

  • Generated Key Performance Indicator reporting to drive better performance.
  • Managed complaints with calm, clear communication, and problem solving.
  • Thrive in a fast-paced-environment with energy and enthusiasm.
  • Engage with stakeholders to build relationships and brand awareness.
  • Drove operational improvements to secure cost savings and improve profit margins.

Education

Higher DiplomaJun 2009
Strathclyde University